SAHAM BANK boosts its market share with significant deposit increase in the first half

In consolidated terms, the net banking income (NBI) stands at 3,096 million MAD, reflecting a year-on-year increase of 9.81%. The group's net income reaches 803 million MAD, marking a substantial rise of 35.51%. On a social basis, the NBI excluding dividends amounts to 2,483 million MAD, up by 6.17%, while the semi-annual net income is 784 million MAD, an increase of 25.81%. These developments highlight the effectiveness of a diversified model and the strong commercial momentum of the bank and its specialized subsidiaries. SAHAM BANK continues to manage its balance sheet rigorously. Consolidated customer loans reach 97.95 billion MAD, an increase of 6.46%, while deposits, excluding certificates of deposit, surge to 85.46 billion MAD, up by 17.82%. On a social basis, loans amount to 82.07 billion MAD, rising by 5.60%, and deposits total 84.03 billion MAD, an increase of 18.02%. The prudential ratios remain comfortable, with the solvency ratio at 14.85% and the Tier 1 ratio at 13.33%, significantly above regulatory requirements. With a solid balance sheet, a notable increase in deposits, and strong profit growth, SAHAM BANK reaffirms its status as a key player in the banking market.