News2025-08-11

Bank Al-Maghrib: Overall Debtor Rate Decreases to 4.84% in Q2 2025

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Bank Al-Maghrib: Overall Debtor Rate Decreases to 4.84% in Q2 2025
According to Bank Al-Maghrib (BAM), the overall debtor rate has decreased to 4.84% in the second quarter of 2025. By economic purpose, the rates are as follows: 4.65% for cash facilities, 4.83% for equipment loans, 5.13% for mortgage loans, and 6.88% for consumer credit. By institutional sector, the rate for loans to individuals stands at 5.77%, while loans to non-financial enterprises are at 4.72%. For loans to private non-financial enterprises, the rate is 4.91%, with 4.67% for large enterprises (GE) and 5.43% for very small and medium enterprises (TPME).

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