The BCP Group Reports a 9% Increase in Profits by the End of September 2025

In this context, the Banque Centrale Populaire Group has continued its commitment to its local and international clientele, reflecting its values of proximity and performance. As of the end of September 2025, the BCP Group reported gross customer loans amounting to 320.9 billion Dirhams, marking a 2% year-on-year increase. Meanwhile, customer deposits strengthened by 3.5% during the same period, exceeding 395 billion Dirhams. The Net Banking Income improved by 4.2% to reach 20.4 billion Dirhams, driven by a 3.5% increase in Core Banking Business (interest margin and commission margin), alongside a 4.6% growth in market activity results. On the other hand, general expenses recorded a moderate increase of 2.6% to 8.5 billion Dirhams, allowing for a 0.7-point improvement in the operating ratio, which now stands at 41.6%. Additionally, the cost of risk for the BCP Group decreased by 16.4% to 3.6 billion Dirhams, reflecting the Group's sustained recovery efforts following its proactive provisioning policy. Thanks to these achievements, the Consolidated Net Income rose by 11% to 5.2 billion Dirhams, while the Group's Net Income reached 4.3 billion Dirhams, representing a 9% increase, thus demonstrating the strength of BCP Group's fundamentals.