Strong Financial Performance in 2025
Attijariwafa Bank has reported a consolidated net banking income of 34.9 billion dirhams for the year 2025, reflecting a 5.6% increase compared to 2024. This growth is attributed to a favorable commercial environment, particularly in savings collection and economic financing both in Morocco and in other countries where the bank operates.
Operational Efficiency and Risk Management
The bank's operating profit saw a significant rise of 10.0%, reaching 18.0 billion dirhams. This improvement was largely driven by a reduction in risk costs, which decreased by 13.0% to 3.7 billion dirhams. As a percentage of customer loans, this figure stood at 0.77% at the end of December 2025, down from 0.95% in 2024.
Net Profit Growth
Attijariwafa Bank's consolidated net profit rose to 12.4 billion dirhams, up from 10.8 billion dirhams in 2024, marking a 14.4% increase. The group's net profit also saw a robust growth of 16.2%, reaching 10.6 billion dirhams compared to 9.2 billion dirhams during the same period last year.
Strengthening Financial Position
The bank's financial strength is further underscored by consolidated equity, which increased to 80.5 billion dirhams at the end of 2025, up from 72.5 billion dirhams at the end of 2024, representing an 11.0% growth. The Return on Average Assets (RoAA) improved to 1.63% from 1.49% in 2024, while the Return on Average Tangible Equity (RoaTE) rose to 22.8% in 2025, compared to 22.5% the previous year.
Upcoming Shareholder Meeting
In light of these positive results, the Board of Directors has decided to convene the Ordinary General Meeting of shareholders. The agenda will include the approval of the financial statements as of December 31, 2025, and a proposal for a dividend distribution of 22 dirhams per share.
